Debt Payoff Tracker

Debt is a math problem, and this spreadsheet solves it. Track every debt in one place and see exactly which payoff strategy — snowball or avalanche — gets you debt-free fastest.

What’s inside:

• Multi-debt tracker with balance, rate, and minimum payment fields
• Snowball vs. avalanche calculator — compare both strategies side by side
• Payoff timeline showing your debt-free date for each approach
• Progress charts that keep you motivated as balances drop
• Interest-saved comparison so you can see what each strategy costs

Who it’s for: Anyone carrying credit card debt, student loans, car payments, or all of the above who wants a clear plan instead of just minimum payments and hope.

Format: Microsoft Excel (.xlsx). Works in Excel, Google Sheets, and LibreOffice. Instant download after checkout.